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	<title>Comments on: What would the standard home word payment be upon the home valued during $60,000?</title>
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		<title>By: MSAD</title>
		<link>http://midpal.com/what-would-a-typical-home-insurance-payment-be-on-a-home-valued-at-60000.html/comment-page-1#comment-321</link>
		<dc:creator>MSAD</dc:creator>
		<pubDate>Thu, 17 Jun 2010 19:56:38 +0000</pubDate>
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		<description>It depends on too many factors for me to tell you.

Insurance on a house in NC is much cheaper than insurance on a home in Fla or La.  

The insurance company will look at: 1. your insurance score (ie- credit score), 2. claims history, 3. do you have other policies with them -such as auto ins -(mulit policy discount). 4. age of structure, 5. type of structure, 5. type of construction, 6. condition, 7. location, 8. proximity to fire department, 9. type of fire protection (manned station or unmanned volunteer).  

Your best bet is to contact the agent that has your auto insurance and see if they can give you a ball park guess. Keep in mind - it will be just that a guess.  If you know the details on the home you want to buy, they may be able to give you a better estimate.</description>
		<content:encoded><![CDATA[<p>It depends upon as well most factors for me to discuss it you.</p>
<p>Insurance upon the residence in NC is most cheaper than word upon the home in Fla or La.  </p>
<p>The word association will demeanour at: 1. your word measure (ie- credit score), 2. claims history, 3. do we have alternative policies with them -such as automobile sum -(mulit process discount). 4. age of structure, 5. sort of structure, 5. sort of construction, 6. condition, 7. location, 8. vicinity to glow department, 9. sort of glow word (manned hire or unmanned volunteer).  </p>
<p>Your most appropriate gamble is to hit the representative which has your automobile word as well as see if they can give we the round play ground guess. Keep in thoughts &#8211; it will be only which the guess.  If we know the sum upon the home we wish to buy, they might be means to give we the improved estimate.</p>
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		<title>By: EyeSpy</title>
		<link>http://midpal.com/what-would-a-typical-home-insurance-payment-be-on-a-home-valued-at-60000.html/comment-page-1#comment-319</link>
		<dc:creator>EyeSpy</dc:creator>
		<pubDate>Thu, 17 Jun 2010 19:56:38 +0000</pubDate>
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		<description>Need to know where this is.  Location can be huge on your insurance premium, also the age of home as well.</description>
		<content:encoded><![CDATA[<p>Need to know where this is.  Location can be outrageous upon your word premium, additionally a age of home as well.</p>
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		<title>By: mbrcatz17</title>
		<link>http://midpal.com/what-would-a-typical-home-insurance-payment-be-on-a-home-valued-at-60000.html/comment-page-1#comment-320</link>
		<dc:creator>mbrcatz17</dc:creator>
		<pubDate>Thu, 17 Jun 2010 19:56:38 +0000</pubDate>
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		<description>Well, most companies aren&#039;t going to write a policy for a house for $60,000 - it&#039;s high risk.  Low value homes are MUCH more likely to have claims filed.  

Because of that, depending on updates and your credit score and the area and a buncha other things, you&#039;d better budget between $500 and $800 a year for the insurance.  Assuming you&#039;re not in Florida, TX or LA,  and don&#039;t need flood.</description>
		<content:encoded><![CDATA[<p>Well, many companies aren&#8217;t starting to write a process for a residence for $60,000 &#8211; it&#8217;s tall risk.  Low worth homes have been MUCH some-more expected to have claims filed.  </p>
<p>Because of that, depending upon updates as well as your credit measure as well as a area as well as a buncha alternative things, you&#8217;d improved bill in between $500 as well as $800 a year for a insurance.  Assuming you&#8217;re not in Florida, TX or LA,  as well as do not need flood.</p>
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		<title>By: ♥Nurse Kimberly♥</title>
		<link>http://midpal.com/what-would-a-typical-home-insurance-payment-be-on-a-home-valued-at-60000.html/comment-page-1#comment-317</link>
		<dc:creator>♥Nurse Kimberly♥</dc:creator>
		<pubDate>Thu, 17 Jun 2010 19:56:38 +0000</pubDate>
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		<description>Around 600 dollars per year.</description>
		<content:encoded><![CDATA[<p>Around 600 dollars per year.</p>
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		<title>By: garrisonbight</title>
		<link>http://midpal.com/what-would-a-typical-home-insurance-payment-be-on-a-home-valued-at-60000.html/comment-page-1#comment-318</link>
		<dc:creator>garrisonbight</dc:creator>
		<pubDate>Thu, 17 Jun 2010 19:56:38 +0000</pubDate>
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		<description>Why do people ask questions and then not give enough information to provide an answer... it&#039;s like they think it&#039;s all the same everywhere.

WHERE is the house.?  Insurance rates vary by as much as 100 PERCENT or more depending on the area

A $60,000 homeowners policy could be as little as $500 a year in some places to 10 PERCENT of the value of the home in some places in Florida.</description>
		<content:encoded><![CDATA[<p>Why do people ask questions as well as afterwards not give sufficient report to yield an answer&#8230; it&#8217;s similar to they consider it&#8217;s all a same everywhere.</p>
<p>WHERE is a house.?  Insurance rates change by as most as 100 PERCENT or some-more depending upon a area</p>
<p>A $60,000 homeowners process could be as small as $500 a year in a little places to 10 PERCENT of a worth of a home in a little places in Florida.</p>
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		<title>By: Margarita D</title>
		<link>http://midpal.com/what-would-a-typical-home-insurance-payment-be-on-a-home-valued-at-60000.html/comment-page-1#comment-316</link>
		<dc:creator>Margarita D</dc:creator>
		<pubDate>Thu, 17 Jun 2010 19:56:38 +0000</pubDate>
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		<description>Your homeowners insurance premium is going to be based on a wide variety of factors.  Among the factors the location, including protection class which factors in how far the house is from the nearest fire department and fire hydrants, how far the house is from a body of water, construction materials of the house, i.e. whether it is masonry or frame, the age of the home, if it is under 10 years old it usually gets a discount, if it is over 40 years the company will be looking at whether it has been updated (some companies will give discounts if it has been completely updated) safety features such as sprinklers, central station alarm, etc., your history of prior property claims, prior claims at that specific home (contained in a CLUE report), a multi-policy discount if you have automobile insurance with the same company, a senior citizen discount if you are over 65 and where allowed your credit score are all factors that could cause wide variations in homeowners insurance premium.

Also the most important point--your homeowners insurance premium is going to be based on the replacement value (what it would cost to re-construct the home if it were a total loss) not your purchase price.  Lastly the low value of the home does not in and of itself mean that it is a high risk home or that it is much more likely to have claims filed--the CONDITION of the home its proximity or location in a risk zone in terms of weather--near water, high wind area, brush fire zone, etc. are what would make the home a high risk.

Good Luck on purchasing your first home.</description>
		<content:encoded><![CDATA[<p>Your homeowners word reward is starting to be formed upon the far-reaching accumulation of factors.  Among the factors the location, together with word category which factors in how distant the residence is from the nearest glow dialect as well as glow hydrants, how distant the residence is from the physique of water, building the whole materials of the house, i.e. either it is masonry or frame, the age of the home, if it is underneath 10 years aged it customarily gets the discount, if it is over 40 years the association will be seeking during either it has been updated (some companies will give discounts if it has been utterly updated) reserve facilities such as sprinklers, executive hire alarm, etc., your story of before skill claims, before claims during which specific home (contained in the CLUE report), the multi-policy bonus if we have vehicle word with the same company, the comparison adult bonus if we have been over 65 as well as where authorised your credit measure have been all factors which could means far-reaching variations in homeowners word premium.</p>
<p>Also the many critical point&#8211;your homeowners word reward is starting to be formed upon the deputy worth (what it would cost to re-construct the home if it were the sum loss) not your squeeze price.  Lastly the low worth of the home does not in as well as of itself meant which it is the tall risk home or which it is most some-more expected to have claims filed&#8211;the CONDITION of the home the vicinity or place in the risk section in conditions of weather&#8211;near water, tall breeze area, brush glow zone, etc. have been what would have the home the tall risk.</p>
<p>Good Luck upon purchasing your initial home.</p>
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